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The Farm Credit System is a vital financial network that provides essential support to rural communities and the agricultural sector across the United States. Customer-owned cooperatives support a governance structure where boards of directors are elected by the customers they serve. This unique approach supports U.S. agriculture in feeding the global population and plays a crucial role in strengthening rural economies and supporting job creation in these communities.

About Farm Credit

Farm Credit's mission is to support rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow. 

As customer-owned cooperatives, each independent Farm Credit financial institution has a board of directors chosen by the customers it supports. This ensures a customer-first approach that helps U.S. agricultural producers feed the world, strengthens the rural economy and provides jobs that help rural families thrive. Watch to learn more!

Our Cooperative Structure

Farm Credit's cooperative structure helps us fulfill our critical mission of providing credit and financial services to rural communities and agriculture, now and in the future. We are a nationwide network of independent, privately-owned lending institutions in all 50 states and Puerto Rico. We are owned by our customers—farmers, ranchers, farmer-owned cooperatives and other agribusinesses, rural utilities, and others in rural America. Here’s how it works:

Share In The Profits Through Patronage Dividend

Farm Credit’s unique patronage program ultimately reduces borrowing costs for America's farmers and ranchers, farmer-owned cooperatives and other agribusinesses. AgCredit, a local Farm Credit cooperative association, explains:

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Find Your Lender

Farm Credit supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow. We are a nationwide network of customer-owned financial institutions that provide loans and financial services to farmers and ranchers, farmer-owned cooperatives, rural homebuyers, agribusinesses and rural infrastructure providers.

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