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  • A red barn against a sunset

    How to Qualify for An Ag Loan

    While not significantly different from regular loans, there are some agriculture loan requirements that are specific to the farm and agribusiness industries. Requirements may vary from lender to lender, but here’s our breakdown of how to qualify for an agriculture loan.
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  • A herd of cows grazing on a large open pasture

    Fall Financial Tips: Making the Most of Your Operating Credit

    At Alabama Ag Credit, we know that opportunities in agriculture never fully disappear, regardless of the market conditions. While commodity prices may be softer and margins tighter, it’s only natural to ask: How can I position my operation to seize opportunities and keep moving forward, even when cash flow feels tight?
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  • stock image of a notebook, mug and laptop

    Four Free Financial Templates

    Four Free Financial Templates - Balance sheets? Cash Flow Statements? Budget Worksheets? A simple Business Plan for your operation? Look no more. Thanks to AgSouth and its award-winning AGAware Workshops, we present you with essential worksheets and templates designed to help you plan your business, keep good records, know how profitable your operation is and make better decisions.
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  • Farm Land

    How many acres are needed to get a farm loan?

    When it comes to qualifying for a loan to buy acreage, Farm Credit of Central Florida has no minimum acreage requirement for farmland or lot loans. Instead, several factors determine eligibility for agricultural financing. Let's explore what really matters when seeking a loan for acreage.
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  • How To Understand The Costs Of Production

    How To Understand The Costs Of Production

    It’s a simple equation: When production costs go up, your net income usually goes down. This means that the best way to enhance your farm’s profitability is to manage your costs, and the first step in doing that is to understand the different types...
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  • Building Credit & Savings To Grow Your Farm Operation

    Building Credit & Savings To Grow Your Farm Operation

    There’s no question about it: Farming takes a lot of money. Fortunately, strong credit and adequate savings can help you borrow the money you need to nurture your operation. Better yet, they help you borrow at a lower interest rate – sometimes by...
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  • drone for agriculture

    A Bird's Eye View: Drone Technology in Agriculture

    A Bird's Eye View See this article in the 2023 Spring issue of Wiregrass Land & Living Magazine! With height comes perspective. Perhaps that is why humans are drawn to climb mountains, fly the skies and maybe even why children are attracted to trees...
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