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  • Determining Interest Rate

    26 Factors Determining your Interest Rate

    If you have or are currently lender shopping before deciding where to get your loan, you’ll notice that the interest rate offered varies from place to place. Simply put, interest rate is a reflection of risk. When the market identifies a higher risk, this demands a higher rate of return.
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  • Avoiding Burnout – And Finding Joy – On The Farm

    Avoiding Burnout – And Finding Joy – On The Farm

    By Roxanne Reed, founder and CEO of Farm School on Wheels Roxanne Reed, founder and CEO of Farm School on Wheels, recently shared her thoughts on a topic any aspiring, beginning or experienced farmer can relate to: Preventing burnout. Farm School on...
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  • Calculator and notepad

    Episode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard

    As year end approaches, we know it’s time to start updating our balance sheets. The balance sheet gives a great snapshot of your operation, but when our loan team is looking at your financials, what else are they considering in the overall analysis...
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  • Soil Health for Producers in Virginia, West Virginia and Maryland

    Soil Health for Producers in Virginia, West Virginia and Maryland

    Healthy soil grows better crops, lowers input costs and helps your fields handle tough weather. The land‑grant universities in Virginia, West Virginia and Maryland provide simple, proven guidance any farmer can use. What is Soil Health? Soil health...
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  • How to Buy Land at Auction: A Step-by-Step Guide

    How to Buy Land at Auction: A Step-by-Step Guide

    Step into the dynamic realm of land auctions where opportunities abound and strategies can mean the difference between winning and losing. In this engaging episode, we chat with Michael Harris, owner of Harris Real Estate and Auction, who shares his multi-generational expertise in navigating the auction landscape. With an impressive family legacy spanning over four generations, Michael brings invaluable insights into the auction process, emphasizing the importance of preparation for potential buyers and sellers alike.
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  • woman planting seeds

    Farm loans: A beginner’s guide to success

    Getting a loan to begin or grow your farm operation can be somewhat overwhelming, but with determination, a solid business plan and a passion for agriculture, you can successfully take on the challenge. Here are five tips to help you get a loan that...
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  • Answering Your Questions About Credit with Holly Gates and Josh McBride

    Answering Your Questions About Credit with Holly Gates and Josh McBride

    AgCredit Regional Managers Holly Gates & Josh McBride have 45+ years of experience in farm loans and bring unique expertise in lending for starting farmers. Here’s a glance at this episode: [05:39] Josh and Holly explain the structure of the credit...
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