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  • Creating a Farm Plan

    Farm Lines of Credit

    A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.
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  • Tractor

    Writing a Business Plan

    It's something that can strike dread in the heart of any small business owner but can deliver great rewards in the end: The BUSINESS PLAN! Let's take a look at why this document is so important for all business owners. A business plan is a must for...
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  • Episode 83 - Farm Credit Advocates in Action with Christy Seyfert

    Episode 83 - Farm Credit Advocates in Action with Christy Seyfert

    Farm Credit Advocacy: Christy discusses how Farm Credit Council represents farm credit institutions in legislative and regulatory spaces, collaborating with stakeholders to unify their voices in DC.
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  • 5 Steps Loan Approval

    The Five Basic Steps of the Loan Approval Process

    Applying for a loan? The unknowns in the loan-approval process can be scary, but the credit approval steps are fairly straightforward regardless of whether you apply for an operating loan, land loan, equipment loan or home loan. By understanding the process, you'll feel more at ease during the transaction.
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  • Five Tips For Beginning Farmers

    Five Tips For Beginning Farmers

    New to farming? Want to learn how to start a farm? If you’re looking to break into the industry, these five tips will help you gain the insights you need to succeed! 1. Get experience. Farmers need to think like businesspeople, and the best way to...
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  • Understanding Your Farm Financials

    Understanding Your Farm Financials

    Most people who get into farming do so because they want to farm, not because they want to think about numbers. The fact is, though, that farms are businesses, and in order to be able to keep farming, the operation must remain financially viable. And...
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  • Ask the Expert: What Are the Pros and Cons of Financing Land Improvements Versus Paying Cash?

    With higher input costs in recent years, many producers have deferred maintenance and upgrades to their fencing and water systems. I’m now facing a major overhaul of my grazing infrastructure but would prefer not to drain my cash reserves to do it...
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